- An organized kitchen and budget is the secret to stop spending money on food
- Money you’re spending on food out now can be put toward other goals
The joy of having food you’re craving delivered right to your door is hard to deny. With just a few taps on your phone, your favorite mac and cheese can arrive just in time to tune into your latest Netflix obsession. After 9 hours in the office, the simple pleasure of not having to cook anything or clean any dishes is hard to overstate.
Until you look at your food bills.
All that delicious convenience adds up quickly, and can be a roadblock when it comes to reaching any savings or debt payoff goals you might be working on.
Luckily it’s easier than you think to stop spending money on food out, and to start stacking those dollars in your savings account.
How to Avoid Spending Money on Food and Save Today
Postmates charges a $5.99-$9.99 fee per delivery, or up to $3.99 if it’s through a partner of theirs. Grubhub allows the restaurants it partners with to set the delivery fees, generally ranging from $4-$10.
A veggie burrito from Chipotle with rice, beans, cheese, salsa and guacamole, plus a Mexican coke, costs $10.95. Add in a $5.99 delivery fee and a 15% tip, and you’ve just spent $19.44 to have that burrito delivered.
Now multiply that by more than one person, or eating out five times a week, and all of a sudden you could easily be spending $100 a week on eating out.
If you’d rather put that money toward your next vacation or paying down your student loans, here are four ways to stop spending money on food out.
Set aside time at the beginning of every week to meal plan and prep for the week ahead.
Making large batches of food and parsing them out throughout your week is a sure-fire way to stop spending money on food out. Spending a few hours shopping and cooking on a Sunday afternoon can mean saving money and time throughout the rest of your week.
A few great ideas for meals to prep in advance to save money are vegetarian chili, grilled chicken and rice, and frittatas.
Keep Your Favorite Guilty Pleasures in the Freezer
Sometimes your cravings get the best of you.
To stop overspending, keep some of your guilty pleasures in your freezer.
Whether it’s tater tots, ice cream, or frozen pizza, getting your favorite junk foods from the grocery store and stashing them for later is a great way to avoid spending money on food delivery services or restaurants.
Remove the Temptation
Always picking up food from the same spot on your way home? Can’t resist the siren song of your Postmates app after a long day at work?
You can save more money by simply removing the temptation to spend money on convenience food.
Delete Postmates from your phone so the app isn’t easy to pull up. Switch up your route home from work so you don’t drive by your favorite restaurant.
Simply altering your routine can mean saving money.
What Should You Do With Your Savings?
As you save money by not eating out, you can put that money toward something that you really want.
Using a tool like Twine can help you save automatically, so you don’t have to think about it each month.
Instead of spending that money on food, put it toward experiences and goals that you feel really excited about.